Goal Planning to reach the Retirement
you want and the Life
Goals You Desire.
planning is the process of meeting your life goals through the
proper management of your finances. By setting goals, developing
and implementing financial strategies, and monitoring progress
on a regular basis, the likelihood of achieving your results is
At Select Portfolio Management, Inc. we believe that every
investor needs and deserves a high quality financial plan. A
friendly and meaningful goal-based Financial Plan that is Smart,
Adaptable and Client Friendly. Whether you prefer a
comprehensive "Financial Blueprint" or only want simplified
planning for one or two specific needs ... our systems and
software can help you look at the probability that you will be
able to acheive your long-term financial goals on virtually any
computer, tablet or smartphone.
Why Financial Planning with
SPM is Different
Our Financial Planning process simply focuses on assumptions
that have the highest probability to predict. For example, we
believe is the long-term return on a portfolio, rebalanced
annually is much more meaningful than trying to predict the
performance of individual holdings. Focusing on clients’ savings
and its relation to their current lifestyle is more predictive
than trying to foretell actual income and expenses for the next
20 years. Most clients find it a challenge to budget for a
entire year so it is likely they would be hard pressed to manage
their life on a budget. It’s better to focus on what clients
actually save. So in our improved financial planning process we
look at client’s income this specific year, and see what they’re
saving and/or contributing to investment portfolios, to
retirement plans or for goal achievement.
Financial Goal Planning is
an Ongoing Process
methodology is to show clients a plan as a range of
more easily we can help clients do that ... the better their
results progress over their lifetimes.
A FinancialGoal Plan (Financial
Blueprint) helps clients make more appropriate decisions year
after year, because they have better information. When a client
is focused only on short-term returns, they often can miss the
Select Portfolio Management, Inc. (SPM) has developed a simple,
two-step process to help individuals and families take control
of their financial future.
We do all the hard work; all you have to do is dedicate a few
hours of your time telling us about where you are financially
and where you would like to go. We do the rest.
Step 1: Getting Started Online
Our clients all begin with a secure online Financial Goal
Planning Questionnaire. With this questionnaire we receive the
majority of the information needed to prepare a financial goal
plan for you.
Simply start answering questions about income, assets,
liabilities, and cash flow. Then give a quick summary of your
financial goals and your attitude on risk. You can save your
answers, gather information and continue later, so filling out
the questionnaire is on your schedule. When you have completed
the questionnaire, please click the submit button on the final
page and we will be notified that all of your data is ready for
review. We can then look at your numbers and we can then talk
about how financial goal planning might help you better
accomplish your goals in life.
To begin ... simply
CLICK HERE or type
your browser. Once you enter your contact information ... then I
am notified and can send you a secure link to your
Step 2: Financial Goal
we have received your online questionnaire and then talked
personally abbout your numbers and your financial goals ... that
is when we can then talk about how financial goal planning might
help you better accomplish your goals in life. If starting a
comprehensive financial plan or another analysis makes sense to
you ... we can then discuss the specific costs for those
optional services and I can transfer your answers directly into
our more robust financial goal planning software. If you want to
look at our financial planning agreement ...
CLICK HERE for a short PDF overview of our
planning platform and the process we utilize.
There is no cost for completing the questionnaire or talking
with us about your questionnaire, so there is no reason to not
look at your numbers and get started today!
In our experience ... those that complete the online
questionnaire get a much better handle on their
retirement/lifetime goals. So, even if you decide that you want
to hold off on creating a full Financial Goal Plan right now ...
completing the online quesztionnaire can help you gain an
understanding on where you are today. And thinking about your
financial goals is always a great start on a better future.
Benefits of a Financial Goal Plan
or FInancial Blueprint
- You will have a better
understanding of your current financial situation./li>
You can determine attainable retirement, education-funding,
insurance, and other important goals.
- You will have a
better chance to have financial resources set
aside to fund goals as they occur.
- You can reduce the financial impact of unexpected events, such as
disability or premature death.