Any viable enterprise must operate with high standards of integrity and business ethics. In a Wealth Management Firm, these characteristics must be imbedded in daily business practices to the highest degree. Carin plays the central role in assuring compliance with all federal and state securities laws as well as all industry rules and regulations. Drawing on almost 30 years of experience in the financial services industry, she leads a team dedicated to providing the highest level of service for our clients. Carin is committed to advancing the firm's capability and capacity by a persistent push for process improvement, cohesive team operations and enhanced technology to ensure a high level of client satisfaction and personalized experience. Carin insists on doing things right. She understands the rigors of maintaining compliance without impeding the development of client solutions. It is critical for SPM Wealth Advisors to be equipped to give counsel and advise our clients within a framework that is both accurate and informed.
For the past several years Carin and her husband Tony, have developed a passion for encouraging and teaching others in the area of charitable giving. They frequently speak at conferences around the country, sharing personal experiences as well as technical advice regarding charitable giving techniques. It is their hope and prayer that they can help others understand the joy and passion of giving to philanthropic and non-profit organizations. Carin is the proud mother of three beautiful daughters and two adorable granddaughters. She is passionate about her parenting responsibility and in her spare time enjoys sewing, reading and writing.
Professional Experience
Carin is Vice President and Chief Compliance Officer for Select Portfolio Management, Inc. She is also the CEO, President and Chief Compliance Officer of Broker Dealer - Securities Equity Group, Member FINRA, SIPC and MSRB. She is a Registered Principal and Registered Representative (Series 24, 7, 6, 63, & 65) with Securities Equity Group as well. Carin also serves as the CEO and President of SPM Insurance Services, Inc., a wholesale life and annuity company she founded in 2005.
After a brief stint in retail store management she began her career in the financial services industry in the late 1970's. After passing the required industry examinations she was employed by Equitable Financial Companies, EVLICO and EQUICO Securities Inc. as a Registered Representative and Agent. Later in her career she served as General Manager, Registered Representative and Agent for Prudential Insurance Company of America and PRUCO Securities Corp.
In the mid eighties Carin assisted in the formation of AJA Financial Planners Inc. a Registered Advisory Firm and served as Vice President and Chief Compliance Officer. Then in 1993 Carin founded Select Portfolio Management, Inc. where she currently serves as Vice President and Chief Compliance Officer.
Building on the platform of diverse experience Carin formed her own Broker Dealer and was admitted to FINRA membership (previously NASD) in September of 1999. Her firm Securities Equity Group, Member FINRA, SIPC, MSRB began doing business with the public in April of 2000. She currently serves as CEO, President and Chief Compliance Officer for Securities Equity Group.
Carin is also President of SPM Insurance Services, Inc. another start-up enterprise. As recently as 2005, drawing on past experience in the insurance industry, Carin formed SPM Insurance Services, Inc. a wholesale fixed life and annuity company which serves insurance industry representatives offering marketing solutions, products and services within the highly competitive insurance industry.
Securities offered through Securities Equity Group
Member FINRA, SIPC, MSRB
CA Insurance License # 0739364